WA Pacific Eye Associates
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Insurance & Billing

Financial Policy
Contact Lens Evaluation Policy

Washington Pacific Eye Associates accepts most major medical and vision insurance.

Please review our Financial Policy prior to your visit. Co-payments, deductible deposits and non-covered services are due at the time of your visit.
Be sure to provide us with current insurance information when making your appointment, as it is our policy to attempt pre-service verification of your coverage. Please email a copy of the front and back of your insurance card to our email address kirklandeye@gmail.com at the time of making your appointment.

Washington Pacific Eye Associates may quote insurance benefits as a courtesy; however, an insurance benefit quote does not constitute guarantee of payment from your insurance company.

The final determination of your coverage is always made by your insurance company. We highly encourage patients to contact their insurance company regarding individual plan terms and limitations prior to their visit.

Patients may be required by their insurance company to obtain a referral from their Primary Care Physician authorizing the patient to receive care at Washington Pacific Eye Associates. It is the patient's responsibility to obtain this referral prior to their scheduled appointment.


Q: What if I have medical insurance, but I don't have a vision plan?

A: Not all people with medical insurance have vision insurance.

Vision insurance is intended for routine eye exams in people who do not have eye concerns other than the need for glasses or contacts.

Medical insurance is indicated for evaluation of symptoms (redness, pain, grittiness, new floaters, new distorted vision, double vision), for care of eye diseases (glaucoma or diabetic eye disease) or screening in high risk patients (patients on medications that may cause side effects in the eyes or patients with diabetes, high blood pressure or a family history of eye disease).

All of the doctors in the office have extensive training in the diagnosis and treatment of both common and unusual eye conditions. We will provide you with a complete medical eye exam and bill under your medical insurance or your vision insurance. If you do not have vision insurance, you may need to pay for a refraction. A refraction is the measurement of the focusing characteristic of an eye; it determines the set of lenses that will best focus the light entering the eye. The results of a refraction are used to: determine the health and visual potential of an eye (cataract surgery), aid in performing tests (visual fields) and to prescribe glasses and contact lenses. The cost of a refraction is $80.00. There will be additional charges if you need to be fit for contact lenses, please review our Contact Lens Evaluation Policy for pricing.

Q: What if I don't have insurance?

A: You are welcome at Washington Pacific Eye Associates. We do offer a cash discount for medical services. If you are in a difficult financial situation, please let us know in advance so that we can discuss payment plan options.

Insurances accepted- If your insurance is not listed below, please call the number on the back of your card to verify coverage with us.
  • Aetna  (HMO and SELECT plans require PCP referral)
  • Aetna Vision
  • Anthem Blue Cross Blue Shield
  • AARP
  • Asuris Northwest Health
  • Blue Cross Blue Shield
  • Blue View Vision
  • Cigna
  • Community Health Plan of Washington
  • Davis Vision
  • DSHS
  • Envolve (Ambetter)
  • EyeMed
  • Eyequest (Amerigroup)
  • First Choice Health Network
  • Group Health Options / Kaiser Foundation Health Plan of Washington Options
  • HealthComp
  • Health Net
  • HMA
  • Humana (HMO plan requires PCP referral)
  • Humana Vision
  • Labor & Industries
  • Lifewise
  • March Vision
  • Medicare (and all supplement plans)
  • Molina
  • Multiplan (PHCS)
  • Northwest Administrators
  • Northwest Benefit Network
  • Premera
  • Providence Health Plan
  • Puget Sound Health Partners
  • Railroad Medicare
  • Regence
  • Sound Health & Wellness Trust
  • Sound Path
  • Teamsters
  • Tricare for Life (referral required for active duty)
  • Triwest
  • United Healthcare
  • United Healthcare Vision
  • USAA Managed Care Organization
  • US Family Health Plan (referral required)
  • Vision Service Plan
  • WebTPA
  • Zenith Administrators
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